body {
	font-family: Arial, Helvetica, sans-serif;
	background-color:#F4F1EC;
	color:#000000;
	font-size: 12px;
}

a:link {
	color: #31625B;
}

a:visited {
	color: #357361;
}

a:active {
	color: #31625B;
}

.tipstext {
	font-family: , Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin-left: 10px;
	margin-right: 10px;			
	display: block;
	color: #000000;
}
.tipstext2 {
	font-family: , Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin-left: 10px;
	margin-right: 4px;			
	display: block;
	color: #000000;
}
.text {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 12px;
	margin-left: 12px;
	margin-right: 12px;			
	display: block;
	color: #000000;
}

.heading {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-weight:bold;
	color: #31625B;
}
.heading2 {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight:bold;
	color: #31625B;
}
.heading3 {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight:bold;
	margin-right: 12px;
	margin-left: 12px;	
	color: #31625B;
}
.linkheading {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 14px;
	margin-left: 12px;
	margin-right: 12px;	
	display: block;
	font-weight:bold;
	color: #31625B;
}
.smheading {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 14px;
	margin-left: 12px;
	display: block;
	font-weight:bold;
	color: #31625B;
}
.smheading2 {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight:bold;
	color: #31625B;
}
.smheading3 {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 14px;
	margin-left: 12px;
	margin-right: 12px;	
	display: block;
	font-weight:normal;
	color: #31625B;
}
.pageheading {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 14px;
	margin-left: 6px;
	display: block;
	font-weight:bold;
	color: #31625B;
}